See the whole picture
Before
Six tabs, three apps, one spreadsheet, and you still can’t tell someone your net worth.
After
One glance. One number. Any currency. Whenever you want it.
What is Endute?
The clarity you’ve been missing. The control you’ve been wanting.
Endute brings every part of your financial life into one place. Bank accounts, investments, debt, property, across every currency you use. You stop guessing where you stand. You start seeing what’s possible.
The answer, in 30 seconds
A complete view of your financial life, across borders and currencies.
Endute is a personal finance app for people who take their money seriously. It connects to your banks, across borders and currencies, and gives you a single, honest view of everything: your spending, your net worth, your investments, and what you’re building toward.
- See your true net worth at a glance, in any currency
- Know exactly where your money goes, every month
- Track investment returns that actually mean something
- Watch your path to financial independence, built on real numbers
- Get all of it without ads and without your data being sold
What changes when you use Endute
It’s not about features. It’s about what you get to do differently, starting on day one.
Know your savings rate, for real
Before
“I think I’m saving enough.”
After
You know your actual savings rate, this month, last month, last year. You watch it climb.
Measure your investments honestly
Before
Your broker says you’re up 14%, but you don’t know if that’s skill, timing, or just the market rising.
After
Your real performance, time-weighted and benchmarked, so you can see what’s yours and what’s the tide.
Plan the future you actually want
Before
FIRE calculators that want you to type in guesses. One growth rate, one phase, one scenario.
After
Multi-phase retirement planning with Monte Carlo simulation, historical backtesting, and what-if scenarios. Built on your real bank data, not assumptions.
What you can do
Four outcomes, all from one dashboard.
See everything
Bank accounts, credit cards, loans, investments, property, vehicles. Every balance you care about, in one view, in your chosen currency.
Know where money goes
Auto-categorised transactions, budgets that adjust to life, and answers to “where did the month go?” in seconds.
Invest with clarity
True money-weighted and time-weighted returns across every broker you use. Benchmark against the market. See your real allocation.
Plan the life you want
Cash-flow forecasts, goals with real timelines, and FIRE planning powered by the numbers you’ve actually lived.
Who Endute is for
Endute is built for people who want a complete picture, not a glossy dashboard.
Multi-currency lives
For people who live across borders
If you earn in one currency, invest in another, and pay rent in a third, Endute works the way your life actually works. UK, EU, US, and Canadian banks. Every currency, converted to a home you choose.
Serious savers
For people who take saving seriously
If “retirement one day” feels too vague, Endute gives you numbers you can plan against. Your real savings rate. Your real runway. Your real path to independence, not a generic calculator’s guess.
The complete picture
For people who want one source of truth
If you’re tired of six apps and a spreadsheet, this is the consolidation you’ve been waiting for. Every account, every asset, every goal, every trend, in one place you’ll actually open every day.
Built on principles
What makes Endute different
Three decisions baked into how the product is built.
Multi-currency by default
Most personal finance apps bolt currency support on. Endute was built for it from the start. Connect UK, EU, US, and Canadian banks. Watch them auto-convert. See your true wealth in the currency that matters to you.
Privacy-first, always
No ads. No data selling. No tracking you across the web. You pay for Endute, so you’re the customer, not the product.
Everything in one place
Bank accounts, credit cards, loans, investments, property, vehicles, budgets, goals, forecasts, FIRE planning. Not most of it. All of it. One app.
Read about our security approach →·See the full feature list →
Questions people ask before signing up
Straight answers to the things most people want to know first.
- Is Endute free?
- Endute offers a 37-day free trial with no credit card required. After the trial it’s a monthly or annual subscription. There’s no permanent free tier, because the subscription is what keeps the product free of ads and data selling.
- Is it safe to connect my bank?
- Yes. Endute uses regulated Open Banking. Your bank credentials never reach our servers, the access we receive is strictly read-only, and all data is encrypted in transit and at rest. Read the full security breakdown.
- Does Endute work outside the UK?
- Yes. Endute connects to thousands of banks across the UK, EU, US, and Canada, and auto-converts balances and transactions into a home currency of your choice.
- Which currencies are supported?
- All major currencies, including GBP, EUR, USD, CAD, and dozens more. Your accounts stay in their native currencies, and Endute converts to your chosen home currency using up-to-date exchange rates.
- Will Endute give me financial advice?
- No. Endute is a tracking and insight tool, not a regulated advice service. It gives you the clearest possible picture of your financial life so you can make your own informed decisions, or have better conversations with an adviser.
- Is there a mobile app?
- Yes. Endute is launching on iOS and Android. You can use it on the web in the meantime, and your data syncs across every device.
- How is this different from a spreadsheet?
- A spreadsheet shows you what you type into it. Endute shows you your life, automatically. Transactions are categorised, balances stay current, net worth updates as your accounts change. All the structure of a well-kept spreadsheet, without the maintenance.
Ready to see everything in one place?
37 days free. No credit card. Cancel anytime.
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