For employers

Financial anxiety is their #1 stress. Make it easier.

Endute is a confidential, multi-currency personal finance platform you can offer to your team as a benefit. Private to the employee, valuable to the business. No financial advice, no regulatory exposure, no ads.

The hidden cost of money worries at work

Financial stress isn’t a personal problem. It’s a workplace one. Here’s what it looks like on your balance sheet.

31%

of UK employees say money worries have negatively affected their work performance.

CIPD Good Work Index 2025

65%

of jobseekers say a future employer’s financial wellbeing policy matters when they choose where to work.

CIPD Good Work Index 2025

£30,614

average cost of replacing a single employee, combining recruitment spend and lost productivity while the new hire ramps up.

Oxford Economics & Unum

67%

of financially-struggling employees show at least one sign of poor mental health that affects their ability to function at work.

Money and Mental Health Policy Institute

What your team actually gets

Endute is confidential by design. You offer the access. The app belongs to them.

Private from you, always

Employees never share their financial data with you. Their accounts, balances, and spending stay visible only to them. You receive anonymised, aggregated adoption metrics, for example “62% of eligible employees have activated”.

Built for cross-border lives

Connects to banks across the UK, EU, US, and Canada, and handles multiple currencies natively. Useful for international hires, expats, and anyone whose life doesn’t fit in a single currency.

One app for everything

Bank accounts, credit cards, loans, investments, property, budgets, goals, forecasts. Your team stops juggling tools and starts seeing the full picture.

Clarity, not advice

Endute doesn’t tell people what to do with their money. It shows them the clearest possible picture so they can make their own decisions, or have better conversations with an adviser.

How it works

A simple four-step rollout. No heavy lift for HR, no pressure on employees to opt in.

  1. 1

    Tell us your headcount

    Send a short email with your company name and rough headcount. We come back with a per-employee price and a simple agreement.

  2. 2

    We set up your company code

    A unique code links employees to your account. No IT integration required. Typically ready within a working day.

  3. 3

    Share the code with your team

    We provide email and internal-comms templates you can adapt. Employees activate on their own, at their own pace.

  4. 4

    They use it, quietly

    No nudges, no employer dashboards showing individual activity. You see adoption percentages. They see their financial life.

Why this makes business sense

An employee benefit that compounds. The impact shows up where you already measure.

Sharper focus at work

When employees feel in control of their finances, mental bandwidth is freed up for work. Expect fewer distracted hours and better decisions.

Stronger retention

Financial stress is a top driver of job-hopping. A meaningful wellbeing benefit is a low-cost way to keep the people you’ve already invested in.

Better engagement

Benefits that genuinely help employees in daily life build loyalty in ways pizza Fridays can’t. Adoption tends to be high because the app is useful.

No regulatory exposure

Endute is not a regulated advice service. You offer the tool, we handle the regulatory boundary. Your business stays firmly out of financial-advice territory.

Common questions from HR and finance teams

Do we see any individual employee’s financial data?

No. Individual data is strictly confidential to the employee. You only ever see anonymised, aggregated adoption and usage metrics across your workforce.

Is it hard to set up?

No. There’s no IT integration. We create a company code, you share it with your team, employees sign up with the code. We provide a simple agreement and communication templates to make the rollout painless.

What does it cost?

A simple per-employee price that scales with headcount. Send us a note with your rough headcount and we’ll come back with a quote and an agreement.

Does Endute give financial advice?

No. Endute is a tracking and insight tool, not a regulated advice service. It shows your employees their financial picture so they can make their own informed decisions. This keeps your business clear of regulated-advice liability.

Can we roll it out to only part of the team?

Yes. You can scope the benefit to a specific team, grade, office, or pilot group. The company code mechanism makes partial rollouts straightforward.

What’s the minimum contract length?

Annual, billed monthly or upfront. We don’t lock you into multi-year terms.

How do employees actually sign up?

They receive the company code from you, go to the Endute signup page, enter the code during signup, and activate their account. No manual provisioning on your end.

Talk to us

Offer Endute to your team

Send a short note with your company name and rough headcount. A real person reads every email and replies, usually within a working day.

Email us

or write directly to support@endute.com

No sales pipeline, no demo calls, no pressure. Just a conversation.